Car Insurance By State
Virginia Car Insurance
Studies have shown that the average yearly car insurance premium for citizens of Virginia was approximately $1065 during 2011, which is good considering that the national average is about $1400. Although some people have the misconception that insurance companies all have the same rates, this is not true, as the premiums charged for particular insurance […]
New Mexico Car Insurance
Obtaining comprehensive car insurance coverage is important regardless of what state you live in, as it provides financial security and adequate funds to be used for repairs and replacements in the event of an accident. Every state differs in their requirements regarding insurance coverage and policies, so it is imperative to thoroughly review these guidelines. […]
Missouri Car Insurance
Every motor vehicle in the State of Missouri must carry the minimum required liability insurance under penalty of law. This requirement can also be met with a state registered Statement of Financial Responsibility or a Certificate of Self Insurance as in the case of some large companies and religious organizations. Also, both the owner of […]
New Hampshire Car Insurance
Under the laws of the State of New Hampshire, the only automobile owners who are exempt from carrying automobile insurance are those who meet the strict Financial Responsibility Requirements for Motor Vehicles. That information is contained in Statute RSA 264, or can be obtained by contacting the New Hampshire Division of Motor Vehicles. However, most […]
Michigan Car Insurance
Michigan is a state that has very specific and strict regulations on automobile insurance. In fact, some insurance companies that sell car insurance around the country have specific agents and adjusters who deal specifically with Michigan because it is the most comprehensive no-fault state in the country with legislation that is known to make even […]
Massachusetts Car Insurance
Massachusetts is one of the states with mandatory car insurance laws, and if you’re one of the drivers out there that find that it’s a hard law to keep due to rising costs and lower wages; there’s hope for you yet. You’re probably going to be online anyway, most people are these days, so why […]
California Rental Car Insurance
Oftentimes drivers renting a vehicle get Collision Damage Waivers (CDW) and California Rental Car Insurance confused and as a result do not have adequate coverage when leaving the rental lot in a vehicle. Under California law, all drivers are required to carry two forms of liability insurance, Bodily Injury and Property Damage. Collision Damage Waiver […]
Wyoming Car Insurance
Car insurance in the United States is based on a state centric set of laws so even if you are familiar with the laws relating to another state you may have been a resident in, don't just assume the same rules that apply in that state are identical in Wyoming. Of all the 50 states […]
Wisconsin Car Insurance
In Wisconsin, it is the law that every driver have liability coverage. The minimum amounts of coverage required are 50/100/15. This formula means you must have $50,000 worth of coverage for injury or death for one person in an accident, $100,000 for injuries or deaths for more than one person in an accident, and $15,000 […]
West Virginia Car Insurance
Since every state has different insurance requires as mandated by their respective state legislatures, it is always difficult to decide which coverages you need when moving about from state to state. Of course you aren’t limited to carrying just the state’s minimum requirements but if cost is an issue this would be your best option […]
Louisiana Car Insurance
For anyone who wishes to operate a motor vehicle in the state of Louisiana, there are certain requirements that must be met. The state requires that all drivers have liability coverage. The requirements for Louisiana car insurance are 10/20/10. This formula means the minimum policy must cover $10,000 bodily injury liability per person, $20,000 bodily […]
Nebraska Car Insurance
According to Nebraska state law (and the laws of most other states), a Nebraskan vehicle owner is required to have adequate car insurance coverage before driving. Thus, the Nebraska car insurance industry is continuously thriving, as more drivers take to the roads each year. Here are some quick facts about Nebraska driving laws and statistics: […]
South Dakota Car Insurance
In some states, car insurance policy is a legal matter and without it, you would be penalized. Whether or not your state requires you to get car insurance, it is best that you enroll yourself to one because insurance as its name suggests, ensure protection for you and your property during times when you need […]
Ohio Car Insurance
For residents of the United States, finding a competitively priced automotive insurance deal is far from difficult. With hundreds of conglomerates competing for your business and thousands in the way of local businesses offering insurance, it's often easier to find a car insurance policy than it is find a car. From California to Maine, getting […]
Vermont Car Insurance
Like most every other U.S. state, there are insurance requirements before you can legally operate a motor vehicle in Vermont. The minimum you must have is liability coverage of 25/50/10. This formula means you need $25,000 worth of coverage for injury or death to one individual, $50,000 for injury or death to two or more, […]
Nevada Car Insurance
Nevada car insurance is required by anyone who chooses to operate an automobile or truck in the state. You may be a new driver, held a Nevada drivers license for many years or just moved to the state; regardless of your situation, if you’re going to operate a motor vehicle you must have Nevada car […]
Pennsylvania Car Insurance
If you are a resident of the state of Pennsylvania and you drive a car, you are required by law to have a minimum amount of car insurance. The state mandates this coverage to provide protection for you and other drivers. Even if the state did not mandate that you have car insurance, it would […]
Rhode Island Car Insurance
Just because Rhode Island is the smallest state in the U.S. it doesn't mean that there are not plenty of drivers on the Rhode Island highways. There are many people who travel through this state to reach their destination in another surrounding state. There are also all kinds of local attractions that bring people out […]
Indiana Car Insurance
No matter which state you live in, one thing is always certain and that is that if you drive a motor vehicle, you will need to have insurance. It’s the law. Indiana car insurance needs to meet minimum standards as set by the Indiana Department of Insurance. However, for added protection you may wish to […]
Connecticut Car Insurance
No matter what state you're in, you need automobile insurance. Connecticut car insurance, like all states, has certain requirements for drivers. You are required to carry liability insurance with 20/40/10 limits. This formula means the policy must pay $20,000 for each individual and $40,000 for all individuals in an accident that is your fault, and […]
Tennessee Car Insurance
No matter what state you reside in, you need some kind of insurance coverage on your vehicle before you even put the key in the ignition. Each state has its own requirements regarding minimum coverage. For example, in Tennessee, the requirements are defined as 25/50/10. This numeric formula means that you are required to cover […]
Oklahoma Car Insurance
The state of Oklahoma follows the tort system. The tort system means that when a car accident occurs, someone is found to be at fault for causing the accident. Once it's determined who is at fault for the accident, that person's insurance company will be responsible for paying for all the costs associated with the […]
Utah Car Insurance
In the state of Utah, not only do you need car insurance to protect yourself if you are involved in a car accident, but as a resident of Utah, you are required by the state government to have car insurance. To ensure there is no confusion on this subject, the state has determined the types […]
