Humana Insurance

As one of the nation’s leading healthcare insurance companies, Humana Insurance is a household name in every state as well as the District of Columbia, Puerto Rico and even in Western Europe. With more than 26,000 employees, and a ranking in the top Fortune 100, Humana is a financially stable company that provides Medicare insurance products as well as plans for individuals and through employers. There is such a wide array of insurance products that almost every aspect of healthcare from health insurance to dental, vision, and Rx coverage is available. As a result, no matter what type of health insurance you may be looking for, Humana probably has a plan that suits your needs.

Humana Insurance for Individuals
There are a number of insurance products available to individuals who are interested in Humana Insurance. Some of those products include medical plans, dental plans, vision plans and products for financial protection. Each financial protection product would provide coverage not included in health insurance but is designed to protect an individual’s financial security under specific circumstances. The financial protection products are:

  • Cash Cancer Plan
  • Critical Illness Cash Plan
  • Hospital Cash Plan
  • Junior Estate Builder
  • Memorial Fund

Whether you are looking for an insurance investment product or a plan to assist under catastrophic medical need, Humana Insurance has a plan that provides that protection.

Health Insurance Provided Through Employers
If you are an employer looking to provide health insurance for your employees, there are a number of insurance products that could be considered. In fact, there are 7 main types of health insurance plans available through employers that include:

  • HDHP (High Deductible Health Plan
  • PCA Plan (Healthcare & Spending Plan Combination)
  • Coverage First (Catastrophic Insurance)
  • PPO (Preferred Provider Organization)
  • HMO (Health Maintenance Organization)
  • POS (Point of Service)
  • Humana Classic

Cost, of course, will vary depending on which plan is selected and may also be dependent upon the number of employees enrolled in the plan. Usually the employer pays a portion of the insurance and the employee pays a share as well.

Humana Medicare Insurance Plans
Some of the Medicare insurance plans offered by Humana include the Medicare Advantage Plans, Prescription Drug Plans, Medicare Supplement Insurance Plans, Group Medicare Plans and Special Needs Plans. Then each of those has several options which can further target specific needs within the plan. For example, the Medicare Advantage Plans group consists of:

  • Humana Choice PPO Plans
  • Humana Gold Plus HMO Plans
  • Humana Gold PFFS Plans

And the same would hold true for their other insurance products as well. Because there are such a wide variety of plans with premiums based on specific coverages, greater numbers of seniors are able to afford health insurance where Medicare has gaps.

When looking for health insurance, one of the companies you will want to consider is Humana due to the extensive list of insurance products available for seniors, individuals and families as well as through employers. Finding a Humana Insurance plan that will provide the benefits you need is almost assured when you consider the sheer number of products Humana provides. To get quotes on specific insurance policies and dental, vision and prescription drug plans, you can speak with a Humana agent or with a private insurance broker/agent for more information. Because there are so many options available, take the time to carefully consider which plan will provide the coverage you need at a price that is affordable.

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