GEICO Homeowners Insurance

GEICO is best known for the gecko with an English accent that is featured in the majority of their television commercials. While their marketing is cute, GEICO is all business when it comes to insurance. GEICO is a subsidiary of billionaire Warren Buffett's Berkshire Hathaway, which means that the company is very focused on its bottom line. In addition to insuring over nine million drivers, GEICO provides a wide variety of insurance options, including homeowners insurance.

Like the majority of homeowners insurance policies, the policies offered by GEICO provide two main types of protection. The first type of protection is against damage done to your home or belongings. The other type of protection is in the form of your liability. Their policies ensure that if someone has an accident on your property that requires medical attention, you won't personally be held liable for the associated costs. While both basic types of protection are provided by almost all homeowners policies, GEICO offers features and benefits that set them apart from other insurance companies. To begin with, GEICO provides broad coverage for all of your property unless the cause of the damage is explicitly excluded by your policy. Another benefit that isn't provided by most homeowners insurance policies is reimbursement for jewelry that a thief takes from your home. GEICO also provides you with additional peace of mind by covering the temporary but potentially expensive cost of being displaced after your home is damaged.

In addition to providing homeowners insurance for standard single family homes, GEICO also provides coverage for people who live in condos and co-ops. Additionally, even if you rent instead of owning your residence, GEICO can provide you with a policy that will give you the protection you need.

One trait that sets GEICO apart from many other insurance companies is the amount of service and support that they provide to their customers. While you can simply go to their website to obtain a free quote for a homeowners insurance policy, GEICO doesn't restrict you to this option. If you prefer to discuss your policy needs with a knowledgeable professional, you can do so by calling GEICO's toll-free number. You can talk with an actual agent seven days a week during virtually any waking hour of the day. Being able to discuss your needs with an agent can be especially useful if you're not sure about your homeowners insurance needs or have a complicated issue that needs to be addressed before you can select a policy.

If you're interested in obtaining a homeowners insurance policy from GEICO, there are some tips you can follow to ensure that you get the best rate available. The first thing you can potentially do to save money on your policy is to fix up your home. GEICO offers different discounts for home's that have been recently renovated, so talk to one of their agents to find out if there are any renovations you can make to your home to qualify for a discount. You can also reduce the cost of GEICO homeowners insurance by securing your home with an alarm system. If your home already has an alarm system, be sure to make GEICO aware of this fact when you apply for your policy. If you don't currently have an alarm system, talk to one of their agents to find out how much you can save by installing one. Finally, talk to a GEICO agent to find out what kind of discounts you will receive for being a long-term customer. Although these discounts may not kick in when you first sign up for a GEICO homeowners policy, they can help you save money over time by remaining a GEICO policyholder.

Comments are closed.