Philadelphia Insurance Company
In business since 1962, the Philadelphia Insurance Company is a nationally recognized insurance niche underwriter. They carry a great number of insurance products such as commercial property/casualty, management & professional liability along with two distinct personal lines of insurance. Their policies are competitively priced and available through regional offices nationwide.
Commercial Property/Casualty Lines
There are a number of ‘package programs’ available through the Philadelphia Insurance Company for any type of business from a daycare center to a multilevel corporation. Such products as special property and inland marine insurance, commercial automobile insurance, environmental impairment liability insurance, fitness and wellness liability insurance and flood insurance are underwritten by the company. Because of the great number of specialty insurance products available, Philadelphia Insurance Company is known as ‘the’ premier niche underwriter in the country. Brochures are available online that detail each of those products for a better understanding of just how comprehensive these policies are.
Management & Professional Liability
In today’s world it seems as though every day we are hearing of multimillion dollar lawsuits against business and medical professionals. To guard against this type of suit and the financial losses which could be incurred, the Philadelphia Insurance Company underwrites a great number of management and professional liability insurance policies. These insurance products include such policies as Accountants Professional Liability, Allied Health Professional Liability, Crime Protection Plus, Excess Liability, Mental Health Counselors and Employment Practices which is a standalone policy. From there the list goes on and on. Again, as the premier niche underwriter in the United States, almost any profession imaginable can find liability insurance through the Philadelphia Insurance Company.
Philadelphia has two major niche insurance lines which are antique/collector car insurance and flood insurance which is available for personal or commercial property. The antique car insurance has benefits that include an agreed value coverage, high liability limits and no mileage limitations which sets this policy apart from most of the competition. Flood insurance, being available for both residential and commercial properties includes such products as a specialized condominium association insurance program, contents only flood insurance for renters, and coverage that can be underwritten for literally every flood zone. One of the best aspects is that premiums can be as low as $39 per month.
How to Purchase Philadelphia Insurance
If you are interested in any one of the insurance products provided by the Philadelphia Insurance Company, it is possible to get a quote online as well as from one of the regional offices that are strategically located throughout the United States. Also, products are available through online and local insurance brokers and agents. To learn more about the products or to get a quote, contact either the company itself or one of the thousands of brokers/agents who are licensed to carry Philadelphia’s insurance products.
When purchasing insurance, especially liability and casualty insurance, you want a company that has built a name in the industry for having financial stability and the highest standard of ethics. Philadelphia Insurance Company meets those requirements and so much more. They are ranked high with A.M. Best (A+), Standard and Poor’s (AA-), Wards (Top 50 Benchmark) and with Forbes as one of the 400 Best Big Companies in America. Insurance is meant to provide peace of mind against the potential for loss so you want to know that you are dealing with an insurance company that can provide that for you. Based on such high rankings across the board, Philadelphia Insurance Company is a name you can trust.