Monumental Life Insurance Company
Monumental Life Insurance Company has been offering comprehensive financial services to customers since 1858, and has experienced incessant and unhindered expansion throughout the years, primarily due to their commitment to excellence and customer satisfaction. Monumental Life Insurance Company is one of the few insurance providers that participates in philanthropy efforts within the community, participating in nonprofit organizations and programs such as Habitat for Humanity, March of Dimes, United Way, Meals on Wheels, neighborhood watch, highway cleanup, and educational/literacy programs. In addition to their life insurance policies, Monumental Life Insurance Company also offers services related to retirement income, college funding, mortgage replacement, and financial advisory related to funerals and other final expenses. Although the exact offerings provided within each state will vary, you should be able to discuss your insurance needs and preferences with a qualified agent to determine the most suitable plan.
Monumental Life Insurance Company Products
Monumental Life Insurance Company specializes primarily in life insurance policies, and is therefore able to offer a quality service that is not affected by other types of insurance policies that consume the focus of their employees. The group currently offers term life, whole life, interest sensitive whole life, cancer check/expense, and accident insurance policies. Term life insurance policies offer a specific amount of coverage that expires in a certain amount of time, and are therefore usually a bit more risky, yet less expensive than whole life insurance policies. A whole life insurance policy is guaranteed to last until the policyholder is deceased, poses a higher financial burden for the insurance provider, and therefore causes policyholders to pay higher premiums. Ideally, you'll want to discuss your needs and preferences with a qualified agent to determine which type of life insurance policy would most suitable for your current and future scenario.
Reasons to Apply with Monumental Life Insurance Company
Every conscientious individual should have a comprehensive life insurance policy that will provide financial stability and protection for their family members in the event of their demise. Life insurance policies provide financial assistance for funeral expenses and other "final costs" that would otherwise have to be paid by family members that are already under enough stress trying to cope with the emotional tragedy of losing a loved one. There are times in life when applying for a life insurance policy seems more than warranted. For example, if you've just gotten married, you are planning on becoming a parent in the near future, you are purchasing a new home, you're getting a divorce from her current spouse, becoming a grandparent, changing fields of occupation or employers, have recently lost a loved one, are retiring, or are reentering the workforce from retirement, then you may find it more prudent and beneficial to apply for a life insurance policy.
Using Monumental Life Insurance Company Resources
If you are unsure about which type of life insurance policy would be ideal for your budget and coverage needs, you may want to utilize the user-friendly and powerful resources on the Monumental Life Insurance Company official website. For example, their life insurance calculator will help you reduce unnecessary monthly costs related life insurance by selecting the most ideal plan based on your input. The savings goals module will allow you to create goals and become more productive in saving funds towards crucial financial investments and assets. Finally, you'll be able to analyze your own budget, and understand the value of your own life in terms of providing financial assistance and livelihood for your family by studying the home budget analysis module and human life value module.