Liberty Mutual Insurance

If you are looking for insurance of any kind, the one thing that you should be looking for is a company that has a long history of providing insurance products. Liberty Mutual Insurance has been in business since 1912, almost a century, and is currently the fifth largest property & casualty insurance company. They are ranked 71 by Fortune 500 and an amazing 91% of their customers renew policies each and every year. With those statistics, anyone would feel comfortable buying auto, homeowners’, renters’ or life insurance from Liberty Mutual Insurance.

Where to Find Liberty Mutual Insurance
Getting a quote is easier than ever before. You are given the choice of getting a quote online, over the phone or in person from one of thousands and thousands of local agents. While other insurance companies simply give you a quote and expect you to automatically know what they are talking about and what it is that you want, Liberty Mutual stays with you every step along the way. From explaining coverages to helping you decide which ones are most important if you are on a limited budget, Liberty Mutual can answer any questions you have.

Auto Insurance from Liberty Mutual
One of the things that you will really appreciate is the number of ways you can get a discount. Not only does Liberty Mutual Insurance offer a multi-policy discount when you purchase more than one type of insurance from them but there are other discounts such as the Good Student Discount and a Multi-Car Discount. Then there are more than 14,000 groups and employers including alumni associations and credit unions that form the affinity program of Liberty Mutual. If you are a member/employee of any of these groups you could qualify for an exclusive discount.

Liberty Mutual Homeowners’ Insurance
While liability is the most important type of coverage to the average homeowner, Liberty Mutual also covers loss of personal possessions, inflation protection and even lock replacement. Unlike so many insurance companies, Liberty Mutual also has a Loss Forgiveness Program which helps to keep your premiums static after reporting a claim against your policy. In fact, they also provide a 24 hour replacement service along with a personal property replacement service. Again, there is a multi policy discount when carrying two or more types of insurance with the company.

Renters’ Insurance
It is not only homeowners who need insurance against loss as those who rent property have the same exposure as those who own the property. From liability to loss due to fire, flood or theft, Liberty Mutual has some of the best coverages available. One thing to keep in mind that coverage and the rates you are charged may vary from state to state depending on legislation within a given state. However, you will find that Liberty Mutual has the broadest coverages possible and you can also receive a multi-policy discount as with any of the other types of insurance.

Life Insurance
Liberty Mutual also has a full spectrum of life insurance products. Whether you are looking for term life insurance, permanent life insurance or one of their annuities, there is a product that offers peace of mind in the event of an untimely passing. Some of their life insurance products also help to save money for retirement or a college education and each type of life insurance policy can be tailored to your individual needs.

When considering exactly how much coverage you will need with any one of the Liberty Mutual Insurance products there is a calculator that can help you determine if that coverage is within your budget. By plugging in different figures you can find the coverage you need at a price that you can afford. For further assistance, contact a Liberty Mutual agent online, on the phone or in person once you have an idea which product you are considering.

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