General Casualty Insurance
General Casualty Insurance is an insurance provider that was originally founded in 1925 with headquarters in Sun Prairie, Wisconsin. Originally owned by Winterthur U.S. Holdings, a subsidiary of Winterthur Swiss Insurance Group, located in Switzerland, General Casualty Insurance is now owned by QBE Insurance Group of Sydney, Australia after QBE purchased Winterthur in 2007. QBE is rated “A” by A.M. Best and rated “A+” by Standard and Poor’s insurance company. QBE was founded in 1886.
General Casualty Insurance offers a variety of products and services including individual insurance, insurance for businesses, commercial group marketing, loss control services, premium audit services, risk management tools and claims. Individuals can find automobile, homeowners, boat and personal umbrella liability insurance policies at General Casualty.
FlexAuto, Premiere Auto, Generations, Family Vehicle and Boat Owners are vehicle insurance policies offered by General Casualty Insurance. Each policy has different benefits and may or may not be offered in all locations.
With a variety of homeowners insurance policies to choose from, homeowners and renters can ensure they remain adequately protected from unforeseen events such as natural disasters, fire or theft. Crowne Homeowners insurance provides protection against inflation and expanding coverage is easy. The Standard and Preferred policy provides many extras and enables homeowners to cover the principal, seasonal and any secondary homes or dwellings.
Condominium insurance provides coverage to those who own their condos and covers their possessions, property, furnishings and appliances and is specifically designed for homeowners. Those who don’t own a home can benefit from renter’s insurance which will cover personal property as well as liability.
Dwelling fire insurance from General Casualty Insurance may provide coverage to homeowners who can’t find fire insurance from other places. This insurance has adjustable limits as well. Scheduled personal property insurance is for individuals who wish to insure their personal possessions, such as jewelry, clothing, art work and other valuable possessions. It is important that all individuals ensure they have enough insurance to protect their home, vehicles, personal possessions and property.
General Casualty Insurance also provides a number of different policies that will benefit the business owner. Those who have commercial vehicles used in business can choose from various insurance policies such as business auto, the General Casualty Insurance Trucker’s policy, preferred business auto, selected auto dealership program, used auto dealership program, composite rating for commercial auto and foreign commercial hired and non-owned auto liability.
In addition to auto insurance for businesses, General Casualty Insurance also provides plenty of coverage to ensure that businesses are compensated in the case of theft or burglary. Some of General Casualty Insurance policies covering burglary include premises burglary, robbery and safe burglary, office burglary and robbery, storekeepers’ burglary and robbery, theft, disappearance and destruction, and employee dishonesty.
General liability insurance ensures that businesses are well protected should anyone file a lawsuit stating that they suffered bodily injury or property damage as a result of the business. Examples of General Casualty Insurance liability policies include employment related practices liability, owners’ or contractors’ protective liability, premises operations liability, products completed operations liability, composite ratings for general liability and employee benefit liability. Business owners with employees can proved their employees with workers’ compensation through General Casualty Insurance policies as well.
Businesses should ensure that they get income insurance which will make certain that should something happen to a business they can receive compensation to keep the business going. Commercial property and business income insurance is one of the most important insurance policies that business owners can get.
There are several packages offered by General Casualty Insurance that business owners can choose from. These provide more comprehensive coverage and are tailored to meet your industry’s specific needs. Examples of General Casualty Insurance commercial packages include commercial combined account plan, commercial marketplace policy, contractors insurance program, contractors package policy, commercial comprehensive insurance policy, food processors program, wholesale distributors program, metalworkers program, restaurant program and public golf courses.
Business owners as well as individuals should ensure they receive enough insurance coverage to provide ample compensation should something happen to their home, business or should they become the subject of a lawsuit. General Casualty Insurance company is an excellent choice for those needing personal or business insurance.