GEICO Mobile Home Insurance
Home insurance is something that almost all homeowners have in order to protect their belongings, property and assets. However, not every home is the same and mobile homes present a different amount of options that mobile home owners need in order to have the same coverage as traditional homeowners. GEICO mobile home insurance policies are specifically designed for mobile homes. Since mobile homes are significantly cheaper than traditional homes, they will require a different insurance policy. GEICO has the same policies for both mobile home insurance and manufactured homes. Since mobile homes can be moved, mobile home insurance will be required instead of traditional home insurance.
Mobile home insurance is used for mobile home owners who need to repair their home in the event of a fire, weather or other major damages that may occur. Not only does GEICO mobile home insurance cover the mobile home, but they also cover other structures that are on the property as well. Structures like sheds and garages are covered by GEICO mobile home insurance regardless if the structure is attached to the mobile home. All structures on the property in which the mobile home sits is covered, unless otherwise specified within the mobile home insurance policy.
Mobile homes are not as durable as traditional homes are, and they can be more susceptible to natural disasters than traditional homes. GEICO mobile home insurance policies will protect a mobile home with the same protection that traditional homes get with traditional home insurance. Personal property and belongings can also be included in a GEICO mobile home insurance policy at the request of the customer. However, customers are not required to have insurance on their personal belongings that are kept in a mobile home. Personal belongings that are stolen, lost or damaged in a fire or natural disaster will be reimbursed by GEICO mobile home insurance.
Liability insurance is another aspect that GEICO mobile home insurance policies focus on. Traditional home insurance covers individuals who are injured on the policy holder’s property. The same goes for those who own a mobile home and have mobile home insurance. GEICO mobile home insurance offers liability insurance that customers will need in order to protect themselves against lawsuits and other legal actions that may be taken against them. Those who don’t have liability insurance with their mobile home will pay out of pocket expenses for legal cases that people may bring against the mobile home owner.
GEICO mobile home insurance policies also pay for medical expenses that may occur if someone is injured on the mobile home property. Mobile home owners have plenty of options that help them save on mobile home insurance. Customers can choose what personal belongings to have covered under the GEICO mobile home insurance policy. In fact, mobile home owners have enough flexibility to save on their insurance more than traditional home insurance policy holders do. Mobile homes are significantly cheaper than traditional homes are, which require a less amount of coverage.
GEICO mobile home insurance will be priced according to the value of the mobile home. All personal belongings and other structures that are covered under the mobile home insurance will be assessed their value. This will dictate how much the customer will pay for their mobile home insurance. The location of the mobile home is another factor that will adjust the price of the mobile home insurance policy as well. Mobile homes that are in areas that are considered riskier than other areas will impose a higher insurance premium on the customer. More information about GEICO mobile home insurance is available on GEICO’s website.