Amica Auto Insurance

Amica auto insurance has been around for more than 100 years. The company began in 1907 and was started by a businessman from Rhode Island named A.T. Vigneron. Vigneron was convinced that cars were going to be very popular in the future and started his company with the aim of protecting responsible policyholders and treating all customers with respect. Since that time Amica auto insurance has been purchased by millions of consumers around the nation. Amica currently has more than 3,000 employees in various offices around the United States. The company also provides home, personal umbrella and marine coverage in addition to its automobile coverage.

Amica provides a variety of coverage options for vehicle owners. Policies range from the most basic to the most luxurious. Premiums vary depending on the specific vehicle being covered, the age and past driving history of the vehicle owner and the specific policy being purchased. Other vehicle insurance is also provided including collision insurance that pays for the repairs of the covered vehicle if and when the vehicle is damaged due to another vehicle. If the vehicle is totaled in the specific accident then collision insurance will pay the entire value of the car minus the deductible to help the customer purchase another vehicle.

Comprehension coverage is also provided which pays the customer when damage is caused by something other than a vehicle accident. If the vehicle is stole or receives damage from an act of nature, vandalism or fire, then the repair costs are covered by the insurance policy up to the total cash value of the vehicle in question. Amica auto insurance also provides policies to help protect the vehicle of the customer when damage is caused by drivers who are not insured or who are underinsured. Uninsured motorist coverage also takes effect when the vehicle is damaged due to a hit and run or when the other driver cannot be identified.

Amica provides a variety of special coverage options as well. Other benefits include coverage when the vehicle’s locks are replaced due to the keys being lost or stolen. If the vehicle has glass that needs to be repaired, it may also be covered as long as the glass does not need to be completely replaced. In cases where a policyholder is required to attend court on the behalf of the company, lost wages are compensated by Amica as well as up to $1,000 for bail bonds when needed.

Amica auto insurance provides customer service that many customers find more than satisfying. Claims for auto accidents or damages can be reported either online or on the telephone. Amica also provides an online claim center for customers who want to check on the status of an ongoing claim or update information as needed. The online access also allows customers to access any information regarding claims payments, review their policy information including deductible amounts and contact the representative directly who may be handling their current claims. General information is also provided to customers and visitors to get a better understanding of the vehicle insurance process and to review policy information in whole. Customers can also purchase their vehicle policies online and choose one of several different payment options for premiums.

Amica auto insurance is one of the oldest insurance companies in the United States that provides vehicle coverage. The company has, for the past 100 years or so, handled thousands of claims from different customers. The website offers an online quote tool that allows potential policyholders to compare rates to see if Amica is the best choice regarding premium cost. Visitors to the site simply input their zip code to begin the quote process and then provide various information about the type of coverage that they need to get a quote.

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